The Location Efficient Mortgage (LEM) is an innovative mortgage product for low- and moderate- income borrowers who are interested in living in urban areas served by public transportation systems.
A form-based zoning code allows local governments to regulate the physical form of new development, as opposed to only specifying its use. This encourages mixed use and development that is consistent with local character.
SmartCode is a form-based code template that can be adapted for use in different communities.
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